anyone know a good mortgage comparison spreadsheet?
I'm trying to compare lendings and they all have different names for
their fees. Is there a spreadsheet out there that has all the basics already so I don't have to create my own? |
anyone know a good mortgage comparison spreadsheet?
wrote: I'm trying to compare lendings and they all have different names for their fees. Is there a spreadsheet out there that has all the basics already so I don't have to create my own? 1. Check out Clark Howard's website. www.clarkhoward.com, I think. Look for "junk fees". He hates them. 2. Most spreadsheets I've seen don't account for fees, etc.; they just do the points, rate, etc. 3. Consider a no-cost loan. There are NO fees to worry about. Remember to watch the interest rate, since for a no-cost it just might be a little higher. You'll have to take that into account. |
anyone know a good mortgage comparison spreadsheet?
now that is a fantastic site, answered all of my questions and more,
thanks! wrote: wrote: He doesn't seem to have anything on his site about junk fees. I really wish there was a website out there that listed them all and if their legit or padding My apologies if you couldn't find something there. He talks about it so often on the radio, that I "assumed" it would be easy to find..... I also realized that I might have mixed up some of my memories. That's so embarrassing. Anyway, I dug through some paperwork, and found another source of information. This guy (Jack Guttentag) does an occassional Sunday article in the real estate section of the newspaper. www.mtgprofessor.com (Note, it is NOT "mortgageprofessor.com" which takes you to a totally useless website collection of junk). Click on the left where there is a "table of contents" and peruse to your heart's content. Here is a sample, related to the OT. http://www.mtgprofessor.com/A%20-%20...sing_table.htm Any google search for "real estate junk fees" will provide a long list of info, some of it good. |
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