"Dr. Hardcrab" wrote in message
I was thinking more along the lines of the way we do warranties:

2 years labor, 5 years parts, and then whatever the manufacturer offers
(10 years on compressor, limited lifetime on heat exchanger, etc.). We
offer "extended labor" policies (for the remainder of the 5 years) for
$100. If you look at the mnimum cost on a service call, that's a
bargain.....

Yes, it is. But if you insure through a third party, it would likely cost
much more and you often get second rate service by the lowest bidder, not
the most competent techs.