"Glenn Ashmore" wrote in message

If you were wondering how claims are handled in these situations, here
is an insight into the process. From experiences that I have been seen,
the insurance company will try anything to wriggle out paying a claim.

That is not only fact, it is long held policy and one of the first things
you learn in insurance schools.. An axiom of the insurance business is
that if the water comes DOWN you are covered. If the water comes UP you
are not.

--
Glenn Ashmore

But the article posted did not mention that. The OP drew that conclusion
from it somehow and that is what I questioned. If the insurance company is
not liable, they have no obligation to pay. If you live 6' below sea level
and have no flood insurance, don't cry on my shoulder.