"Dan C" wrote in message
news
On Sun, 04 Sep 2005 13:48:01 -0500, TURTLE wrote:

any water that backs up into your house is Flood water to pay and any
water that comes down into your house is called Home owner insurance to
pay.

All the homes in New Orleans that flooded will be called flood insurance
and none will be called home owners insurance.

You think so? Did the water in N.O. "back up" into the houses, or "come
down into" them?

Methinks you don't have a clue.



This is Turtle.

earth to Dan 0 , when the levey broke , do you think the water flew back up in
the ski and then come down into the homes or just backed up into the homes. i do
a lot of write ups for FEMA and flood insurance on HVAC and Refrigeration
equipment and have to know what the rules are when claiming flood insurance on a
hvac system or refrigeration system. Any rising water than gets in your home is
called flood insurance. any rain water, storm, winds, or objects that cause
damage while hitting the house is covered. and Also fire and trees hitting your
house is insurance.

So Anything that rises into your house is covered by flood insurance. Anthing
that falls in or on your house is Home owners policy.

Yes Dan 0 , I have wrote up thousands of claims for flood insurance on hvac
systems and a bunch for FEMA on refrigerators, stoves, and appliances. If flood
water touches a appliance, you get rid of it. if it does not touch the
appliance, you claim to disifect the appliance.

Dan-0 , when they go back in N.O. you can get with them and work with FEMA and
Flood insurance to wade around in the houses and mud to look at the damage and
write the houses up. If you like i can hook you up. Let Me Know.

TURTLE