try asking at http://www.creditboards.com, someone there should be able to
give you correct advice.




Its my understanding that it has to be removed after 7 years anyway
(which
is coming up), so should I ignore it?

Also, I have heard of an instance where the debt was sold or transfered
to a
collection agency and they start with of when they bought the debt or
took
over the collection of the debt; thus making it so the 7 years starts
over.