Jonathan Pearson wrote:
Mogweed wrote:

I rang my existing insurers (CIS) and they were more than happy to
give cover. As you'll know, insurance of any kind is a minefield with
long lists of things so suffice to say that it's "standard" cover,
covering all "standard" things such as break-in, damage, rectifying
damage to the other houses at each side, fire, etc., etc., etc., all
for a "standard" price and running for the "standard" term of one
year (or until we finish the work and get tenants in, which should be
well under a year).

some here, when we renovated the CIS were more than happy to continue cover
under the standard policy.

But is that just buildings insurance? Does that normally indemnify
against death or injury of anybody employed in the house by the policy
holder, be they casual workers like his son's mates, or 'proper'
contractors? (The OP assumes subbies will have their own insurance; but
even if they do, presumably they'd still sue the OP for damages when
they get squashed by his falling chimney pot or whatever?

David