On 20 May 2004, BigWallop wrote


"Peter" wrote in message
...
Hi
I know that electrical work should be carried out by a "competent
person" and I count myself as being competent though I am not a
qualified electrician
.
However how would an insurance company treat work carried out in
my home by myself?
If there was a fire or person electrocuted even if not directly
from the work that I had done but would the fact that I had done
some work count against me? Would the insurance company still
cover a claim?

What about doing some work for a friend - putting in an extra
socket, unpaid. I would be concerned that if he had an electrical
fault unrelated to the socket that I had put in his insurance
company would refuse to consider a claim because I had made an
alteration.

How do insurance companies treat DIY for yourself or a friend?

Regards
Peter

If it's a fire caused by an electrical fault and the fire
investigator found that it was your work that had caused it, how
would you feel ?

But that wasn't his question: the situation he asked about was where
the investigator established that it wasn't related to his work.

Are you covered by liabilities insurance for
doing this type or similar work ? If the fire investigator found
that the fire started in a totally different room from where you
had been working, but that the work you carried out on the circuit
caused the overload because of you didn't know that the circuit
couldn't take the load you applied to it, how would you feel ?

Again, that's not the situation he was asking about -- you've premised
a situation where the cause of the fire was *related* to his work. He
was asking about the situation where the fire *wasn't* related to his
work.

Your advice is sound, but it applies to situations which, as I read it,
he was specifically trying to exclude from the discussion.

--
Cheers,
Harvey

For e-mail, change harvey to whhvs.