"I signed a contract and started looking out for loans. That way I
approached a lender with whom I started on the wrong foot, but then
their director got involved and it started moving forward.

I did sign all those documents like 'Borrower Certification and
Authorization', 'Interst Rate Disclosure - with Deposit of $500', 'Loan

Disclosure Summary', 'Good Faith Estimate'. Now the lender is taking a

lot of time for some reason and I have a feeling that they are fooling
around. I do have time crunch.
What if I want to move on to another lender ?? Any legal obligations ??
"


You have at least two things to consider here. You signed the loan
application documents and have a copy. They will spell out what your
legal obligations are. Typically, if you go to another lender, you
will lose the application fee and any other fees incurred by the
lender, like appraisal fee. If you get a better/faster deal somewhere
else, it may be worth it.

The other consideration is the contract you signed with the seller.
These typically require you to apply for a loan, which you did.
Depending on how long it's been, and any time limits on the contract,
etc, the seller may get nervous if he learns that you bailed on one
loan process to start another all over again. If it's only been a
couple weeks, I don't think it's a problem. But if I were the seller
and found out 45 days into the process that you were starting a loan
all over again, I'd be nervous, especially if I had anyone else waiting
to buy the property. I'd read that contract and see what your
financing options, time limits, etc are and at what point the seller
has an out.

Did you get pre-qualified for a loan? What does the lender say? How
long has it been? There are lots of companies in this business, from
well known banks with good reputations, to the unknown mortgage broker
you found somewhere.