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Ted B.
 
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Er, no, 'v' is right in this instance.


Only in areas where HOA membership is optional. In many cases, a
neighborhood going HOA means that you are in the HOA whether you want to be
or not. So even if you didn't agree to it, the HOA can demand that you
follow the rules, and can fine you if you don't, and can sell your property
(legally) if you don't pay the fines. -Dave