"JimL" wrote in message
None of the 5000 homes in my division have shutfoff valves except at
the street water meter. 1980 to 2005.

Many of the communities require calling the city utility company to
shut off the water. Then they started charging a fee, so lots of
people like yourself installed their own shutoff.

I just cannot imagine NOT having one when an emergency problem arises. The
cost of installing one when the house was build would probably have been $20
or so. That puts $100,000 in the hands of the builder. You can be sure I'd
put one in.