"Andy Hall" wrote in message
...



From 13 Oct 2003, the status of the Title Information Document is that
it is *not* a document of title - i.e. posession of said document does
not imply holding of title.

This is a new property.


I agree it what is in the L.R. that matters, but if they have sent
official copy to your solicitor then demand they give it to you.

or tell them to shred it and not waste time and money.

Assuming you have sole title that is, if there is a loan on the property
then the mortgage will hold the deeds.

This is incorrect. It would only be relevant in the case of
unregistered property where the old practice was for the vendor to
pass the title deeds as evidence of ownership to the purchaser or
secured lender.

So does that mean that our property is not registered, since we have the
title deeds? We've never had any communication from the Land Registry.

With registered propoerty, charges against the property are recorded
by the Land Registry, which is the whole point of having a centralised
system.

So our deeds might be a legal document now but not when/if the house changes
hands?

This is fascinating.

Mary