wrote in message
ups.com...
Fred wrote:

Your house insurance should still kick in if his insurance fails to
deliver.
The insurers have been informed of the extension build so they are
aware of
a material fact. The builder has a legal obligation to have public
liability cover so it can be assumed he has the prerequisite
insurance.

of course it cant.

What I was trying to get across (I admit badly) it would be unreasonable for
an insurance company to expect the householder to shoulder the
responsibility to ensure the builder is insured or that any certificate he's
shown is indeed valid.


NT