Spanannie wrote:
Huh?
I don't think that was called for.

We only want a partial fix. It's the different roofers that keep
saying
our house needs a full roof.

In fact, my husband didn't even want to fix the roof, but when the
insurance adjustor came over to check out our 8 broken windows, she
said
the roof must be repaired.


adam wrote:
"Spanannie"wrote

We can't find anyone who wants to do a partial roof. It is a big
enough
job (2/3 of the roof on our 4000 sq ft home); it's just that they
know
that insurance is involved and they want to push homeowners to get
a new
roof, since they know they can push the homeowners to get the
insurance
to pay for it. Farmers is one insurance company that will only pay
for
a partial roof. The roofers want us to fight Farmers on it. We
don't
know who's right: Farmers or the roofers.

The roofers have the attitude that this is a free roof for us.
That is
not the case: 1) our deductible is $6200 2) we just built this
home 1
yr ago.


Hog wash, any reputable roofing company does repairs, so a partial
job can
be a big job compared to a few damaged tiles.

If the job is a $5k job as a partial, it's your problem that you
have such a
high deductible.

I smell a con job, and it's probably you wanting to push the price
up so you
feel like you're getting your moneys worth out of the insurance
company.

Now go cry on someone else's shoulder for having such a high
deductible,
people like you make me sick.


I don't know what mortgage company would allow a deductible of $6,200
as their interests would not be properly protected. So you guys must be
pretty well off. Anyway, with that deductible you elected to become
self insured at this level of damage. Therefore, you are the insurance
company in this case and can elect to do the whole roof if you desire.
I tend to side with your husband in not even doing it if it's not that
bad and it took the insurance company to tell you it was needed. Maybe
a repair would take care of the worst damage. I've done lots of those
myself and it ain't too hard to accomplish.
You have not tried hard enough to find contractors for this work. Many
are out there. One avenue is to go to Home Depot or Lowes or some other
company that sells roofing supplies and ask them for a recommendation.
Some of them even have their own installers.