Neil Jones wrote:
"Lee" wrote in message
...

Different car, but FC was *cheaper* than TPO on our Mondeo.
I'm sure that must somehow make sense to the companies concerned.


The risk profile of people who insure their car TPFT is different from those
who choose FC - more reckless, thus a higher chance of the insurer paying
out on a claim. At some value of the insured car the premiums will cross
over.

Ah, well that does make sense then. Especially with full NCB.

Lee
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