In message , Andrew McKay
writes
On Sun, 20 Mar 2005 21:25:34 +0000, chris French
wrote:

Fire while away from house. Oh where were the occupants? oh it's been
empty has it, oh dear, you aren't covered for the 30 grand of
repairs.......

Surely this would be covered if you had demonstrably made arrangements
for someone to visit the house on a regular basis just to check that
everything is in order?

But that's not 'occupying' the house is it? - or at least I wouldn't
want to wait until a claim to find out what the ins. co thought about
it. The ins. co might be happy with that, but I'd want to agree it with
them. I just don't think it is worth the risk not to tell the co., to
pretend the house is occupied when it isn't - as was suggested by Mike.

They normally say 'you must tell us if the property is unoccupied for x
days ' etc. , not that they won't cover it, as I said my parents had no
problems with this. If an ins. co was awkward, then I'm sure another one
could be found easy enough

I think I'd be worried about leaving a house completely unopened for
an extended period of time.

Well yes, I would want visits to be made anyway, but that is a different
point.
--
Chris French, Leeds