"chris French" wrote in message
...
Not normally. There is a four year legal limit I believe and in fact a
much
shorter time in practice. Thus the policy usually only has to cover the
cost of a solicitor to sort out the legalities and if necessary a
regularisation fee with the local authority.


Out of interest, how does regularisation work? Is it basically a case of
saying - ok it's been here all these, here we go. Or do they check if
something meets the regs first?


I believe you state what work has been done, when it was done (with some
sort of proof) and then they come and see it and may ask for some critical
bits (foundations, lintels) to be exposed to ensure they are there.