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Gideon
 
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longshot wrote
this is good advice, let your insurance company fight his insurance company.
that way the lawyers are free.

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Good advise only if the homeowner doesn't object to having a claim on
his insurance record. Insurance companies "ding" you whenever you
cost them money. Is the money they spend on lawyers and other
administrative costs associated with such a claim any different from
the money they spend on actual repairs?

Maybe his rates won't go up based upon this one incident, but it still
counts as a "claim." If his company only allows one claim per year,
and he makes this "claim", and then a spring hailstorm hits him next
month - what does he do? Not file his $6,000 hail damage claim
because he already wasted this year's claim on a chump-change little
$200 dispute and he doesn't want to be dropped or go into a higher
risk category?