"User" wrote in message
news:sysWd.3036$Ru.1580@okepread06...
My home warranty is about to expire. They want $300 or so to renew it. I
plan to replace the old oven and add a microwave on my own, so that will
be a new set of appliances that would either have their own warranty or I
am assuming won't be covered by a home owner's warranty.

The insurance company is interested in making money, not helping you. I've
been a homeowner for 39 years. I've yet to have anything that was serious
go wrong that would be covered by the warranty. Based on your rate of $300,
I would have paid $11,700 in that time (no adjustments for inflation, just
for illustration) That money would be better invested, or better spent on
better quality appliances. It surely would cover a new heater, etc.

If something goes wrong, you can be assured they are going to replace your
stuff with the lowest priced goods with the lowest priced contractor and you
have no say. Your house, maintain control. Invest wisely.
--
Ed
http://pages.cthome.net/edhome/