Sam Nelson wrote:
In article ,
John Stumbles writes:

the only time I've ramped a bill up was when I got called out on a
Sunday to do a non-urgent job and it was being paid for by an insurance
company.


Ooh, look, a victimless crime.

If any pedant steps in to say "Oh but it puts up all our insurance
premiums" I'll give them a (virtual) smack in the teeth:

1: when a passing delivery truck broke the wing mirror off my van I went
out and bought a new one and fitted it the next day, then spent ages
trying (in vain) to get the other party's insurers to give me a modest
amount for the time I'd spent sorting it out rather than spending ages
getting 2 quotes and getting it fixed by someone else which would
probably have cost them a lot more but which they'd have paid (accroding
to their rules)

2: we had our car stolen last week and our insurers won't pay for the
theft because the doors weren't locked, because on previous breakins (in
public car parks rather than outside our house where it was parked this
time) thieves had wrecked both side door locks. No matter that the
thieves had evidently forced the steering column lock and bypassed the
ignition switch and were evidently capable of forcing the door locks to
get into the vehicle if necessary: by the letter of their rules they
consider themselves not liable.

Insurance companies will be first up against the wall when the
revolution comes!


The last - and only - time we used removers I tipped them, only to find
as we unpacked that they'd tipped themselves already.


Um, er. Did you report the theft?

My word against theirs, no evidence: would Plod be interested?