In article , GwG
writes


But Jacob could now be in serious difficulties, because insurance
companies tend to ask if insurance has been previously refused, and if
it has, and this is not disclosed, it could cause any future claims to
be refused. If the refusal is disclosed, it could bang up the price of
the insurance, or even cause it to be refused again.


If he is only seeking a quote insurance has not been refused.

J.
--
John Rouse