In article , Ed Huntress says...

Reality check time, Larry. Your buddy, who isn't the sharpest knife in the
drawer, is riding a bike without a helmet and gets in a crash. He's flopping
on the ground with a brain injury. Along comes the ambulance. "Eh, no
helmet," they say. "Let him lie." They get back in the ambulance and drive
home. Your buddy dies.

Or not. They take him to the hospital, as they're now required to by law. He
lives, after $120,000 worth of brain surgery.

Nope. Because he's uninsured, they take him to the hospital that
accepts indigents. That's 20 miles farther away than the one right
across the street.

By the time he gets there, he's dead. The ambulance company bills
him or his estate the cost of his ride.

This is the most likely outcome of the scenario you envisioned. There
a huge chance that with a head injury like that he will die, and die
fairly soon after the accident.

If you really want to have your man rack up some impressive medical
bills, have him survive, and stay in the hospital for three weeks, and
then go to rehab for another month after that. The best way to get
your man to survive the initial impact is to put a helmet on his
head, we both agree on that point at least, Ed.

Jim


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