"GwG" wrote in message
...
But Jacob could now be in serious difficulties, because insurance
companies tend to ask if insurance has been previously refused, and if
it has, and this is not disclosed, it could cause any future claims to
be refused. If the refusal is disclosed, it could bang up the price of
the insurance, or even cause it to be refused again.

Agreed. But provided he gives them full details and mention who it was I
think they'll be understanding. They turn down many drivers as well. A
copy of his subsidence search will help as well.