"G&M" wrote in message
...

"Jacob Rosse" wrote in message
.com...
The house that I am buying (3-bed detached in suburban estate) is
coming
near to exchange of contracts and I decided to ring up my existing
insurer
(esure) to arrange buildings insurance. They told me they
wouldn't cover
that post code full stop because of subsidence.
Also the homebuyer professional book that come back with the
searches says
it is low risk for subsidence - the post code is NN8 5ZB if anyone
can
tell
me any more. The lady at esure mentioned something about 10% but
not sure
what that means.

Probably they had one house there with a slight problem and knocked
out the
whole neighbourhood.


But Jacob could now be in serious difficulties, because insurance
companies tend to ask if insurance has been previously refused, and if
it has, and this is not disclosed, it could cause any future claims to
be refused. If the refusal is disclosed, it could bang up the price of
the insurance, or even cause it to be refused again.