On Wed, 26 Jan 2005 08:14:03 GMT, Gunner
wrote:

In the US, if one removes minorities

Like the new new neocon party's plan for Social Security?
That would strip benefits from Blacks, women, most
minorities, most hourly employees, ........

Think about it. 10% of fewer dollars is fewer benefits,
even assuming a breakeven after inflation & taxes in the
the market (and expenses).

OTOH If you make well over US$ 100,000 per year ....
what's wrong with your current retirement plan & 401K?

And we know how those *existing* government
guaranteed pension plans in the US are working out .....
except for government employees, I expect.
--
Cliff