Of course when you refinanced, you could see the escrow estimate. And
why would anyone have to check the tax office on similar properties on
a refinance? You already know what your own taxes are in a house
you've lived in for 15 years. It shouldn't be too hard to spot a
discrepancy in the monthly payment. I agree,it's partly their fault,
but it's yours too. And it's not like it's money that it cost you
either, it's only pay now or pay later.