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In article ,
says...
I sent my car title to my ins. co. and I should be receiving a check soon.
Big deal. I still don't have a car and I'll never find a good one as I
had (with the check I'll get
If you have an older car in significantly better-than-average condition,
you might want to ask your insurance agent about agreed-value coverage.
Basically, you get your car appraised for what it's really worth in
unusually good condition, rather than average market value for that make
and model, and the insurance company agrees that if the car is ever
totalled, they will pay that agreed value for your car.
It costs more, of course, but the more your car is worth, the more sense
it makes to insure it to full value.
Agreed value coverage is most common for collector cars, but it can make
sense for daily drivers, too.
--
is Joshua Putnam
http://www.phred.org/~josh/
Books for Bicycle Mechanics and Tinkerers:
http://www.phred.org/~josh/bike/bikebooks.html
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