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In article ,
says...

You have me on this one. What would the reason you was going to do with the
replacement truck or if you was going sell it after they pay you for it or fix
it. I have never hear of any section on a insurance policy as to what you was
going to do with a auto after you have been reinbursted for it and would make
any difference in the price you would receive for it.

It won't matter for most car insurance policies, they're generally
settled at Actual Cash Value.

Other forms of insurance, e.g. homeowners insurance, often pays
replacement cost if an item is replaced. e.g. if your 50-year-old house
burns down, Replacement Cost coverage would pay to rebuild the house.
But if you don't rebuild, your cash payment is limited to the
depreciated Actual Cash Value of the house that burned. (The insurance
company doesn't want you burning down the house for the cash, after
all.)

--
is Joshua Putnam
http://www.phred.org/~josh/
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