One thing you should avoid is passing the existing mortgage over to
her. If she needs a mortgage then she should get a new one. Not for
any legal reasons, but because I have just been jumping through that
particular hoop and regretted it. The building society (Halifax)
couldn't cope with such an unusual situation and took four months to
do the paperwork. As it happened, that didn't matter for me, but I
wouldn't go down that road again.

Anna
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~~ Anna Kettle, Suffolk, England
|""""| ~ Pargeting, decorative and traditional
/ ^^ \// lime plasterwork
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