---Most home equity loans that I am familiar with will lend an amount
such
that the total debt from all mortgages is 70-80% of the value of the
house;
i.e., even AFTER the home equity loan, you still will have 20-30%
equity
in the house.


Is this true even for the 125% equity loans? Because if you are able to
get one of these, no way you still have equity in the house.