RE/
Those thin-blooded people in Florida wear down jackets when the temp
dips below 70?

Long, long ago and far, far away I was sitting on a bench in a tropical
commercial area - wearing a long-sleeve sweater and freezing my butt off because
the temp was down 65 degrees in December. A guy just off the plane from
Montana sits down beside me; apparently feels the need to make conversation; and
says "Sure is hot and muggy...".
--
PeteCresswell