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Default Advice sought - Removal of Stud wall & planning permission etc.

A while ago we removed a stud wall to enlarge our kitchen, we were blatantly
oblivious of regulations and didn't think we needed to get planning
permission for a stud wall. oops.

Now we want to re-mortgage and have run into trouble. (The mortgage company
are asking for paperwork).

What should our next step be?

Advice Gratefully received!

Thanks