However, you can often negotiate with the vendor to get a discount for
CASH, so saving 3-5% out of YOUR loan is worth it for the
convenience??

John

On Fri, 3 Dec 2004 11:32:11 -0700, "Charles Spitzer"
wrote:


"John Emmons" wrote in message
...
Not to mention that if you pay off your balance each month for a long
enough
period of time, you'll become a non-welcome customer.

Folks who think that by paying on time, never keeping a balance, etc.
makes
them "good"customers to the credit card issuers have got it completely
backwards.

Ironically, they're the worst customers.

John Emmons

maybe. i used my credit card to purchase almost everything when i built my
house (lotsa airmiles). the balance was paid off each month with draws from
my construction loan from the bank. you think they didn't like having 3-5%
of mumblty-thousands of dollars?

"Charles Spitzer" wrote in message
...

"Fly-by-Night CC" wrote in message
news In article ,
"TBone" wrote:

Who cares, just zero balance the thing every month and the can raise
the
rates to 90% and it still won't cost you a dime.

You know that, I know that, practically everyone *knows* that - but few
actually live by that rule. Jeez, if $8000 is the _average_ credit card
balance of the American family just think about those who float much
higher than that who pull up the zero or just a few hundred balance
accounts to create that average.

--
Owen Lowe and his Fly-by-Night Copper Company
____

"Sure we'll have fascism in America, but it'll come disguised
as 100% Americanism." -- Huey P. Long

something like 20% pay off each month.