Christian McArdle wrote:

What about those who just want to buy a tiny flat and have to pay 5 times
their salary to do so? Is that greed?

But that's a minority and you know it - most people who get into a bad
debt situation do so because they feel it necessary to live well beyond
their means. The prevalence of granite worktops is a symptom of this
disease which is currently afflicting our nation.

--
Grunff