If this happened during a "named event" and it wasn't "rising water" (flood)
you will be covered by your windstorm policy, not your homeowners.
The problem is your deductible is typically $2,000 to $4,000, depending on what
the total insured value is and the option you selected.
That deductible is "per event". If it is spread out over the 3 storms that hit
central Florida you may actually be looking at $6,000-$12,000 in deductibles.
Some insurers are giving folks a break on this.
This will have to be a significant amount of damage before it is worth putting
in a claim.
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