"MM" wrote in message
...
On Mon, 18 Oct 2004 23:50:31 +0100, JK wrote:

It's a good idea to get a mortgage offer in principle, and some lenders
are much quicker than others. Halifax and Alliance and Leicester get the
surveyer out within a week, I've heard Woolwich can take up to six
weeks, for example, which can make people antsy.

I won't require a mortgage.

So that makes you a Good Buyer... if the agent doesn't ask to see evidence
of your ability to pay, it could still be to your advantage to show him.
Buyers are likely to accept a lower offer from a cash buyer - it's not just
all about the size of the offer, it's the 'quality' that counts too... eg,
an offer of £130K from a definite cash buyer may be preferable to the seller
over one of £135 from someone who needs to organise a mortgage.