Sounds fishy to me too. The most you should ever have to pay up front is an
application fee of a couple hundred dollars, which basically offers the
borrower some protection if you decide to back out (e.g. if rates come down
during your lock period). Giving them a lot of money up front just means
you've given them all the cards... no easy way to back out if something goes
wrong.

"Nada" wrote in message
om...
My husband and I are in the process of buying a new house, and have
been approved for a loan with Countrywide. We're doing the 80-15-5
piggyback loan, with about $6k in closing costs. Yesterday we got a
voicemail from our mortgage rep saying they needed a check for $2k for
fees. The closing is supposed to happen in about a month, and I know
the mortgage company is having some inspections scheduled, but I
thought all these sorts of fees were lumped into the closing cost.
I'll place a call into our morgtate rep on Monday, but was wondering
if this is normal and if I can expect this to come out of our closing
costs.

If anybody with previous experience with this has any info to offer,
we'd appreciate it!


CG