Bert Hyman wrote:

Im curious..... why isn't it a requirement that all new
homes have built in storm shutters?

Seems the sensible thing to do. No?

Just because something is a good idea shouldn't be enough reason to make
it a legal requirement.

Considering that owners homes in a declared disaster area can become
eligible for Federal assistance (meaning you up there in St. Paul,
Minnesota can end up helping to pay for it), and considering that
insurance rates across the board can be affected by disasters in
specific areas (meaning you up there in St. Paul, Minnesota can end up
helping to pay for it), I'd have to say your argument is a bit
short-sighted.