On 7 Sep 2004 11:08:52 -0700, (Lee Carkenord)
wrote:

| I am currently paying about $425 for a one year Homeowners Insurance
| policy. I just got my renewal notice, and they have increased the
| policy cost to about $500, for the same exact coverage.
|
| Therefore, I decided to shop via the Internet for different quotes for
| my Homeowners insurance. As expected, the quotes I got were all over
| the place, from about $390 all the way to about $650.
|
| However, one quote stood out.........it was for $169. The fees were
| itemized, and indeed did add up to $169 for a 1 year policy. The
| coverages were what I asked for. So that "lowball" quote was
| evidentally not a typo.
|
| OK......so I am suspicious. What could be some logical explanations
| for this extremely low quote? Any chance that it is legit? I've not
| yet talked with the agent offering this policy. What questions should
| I ask this agent? How can I assure that I would be safely covered by
| the policy this agent sells?
|
| The agent is Colorado Insurance Sales and Service, located in
| Littleton Colorado.......the Insurance company represented is Colorado
| Casualty.
|
| Thank you...... Lee Carkenord


I'd call the agent and simply ask him or her how the cost can possibly
be so low. Ask 'em "what's the catch?" Keep asking until they answer
to your satisfaction. You sure don't want to get an insurance policy
that has some hidden reason not to pay out. And read the final policy
before you hand over a check.