dakeb wrote:

"Peter Parry" wrote in message
...

On Tue, 24 Aug 2004 15:44:00 +0100, "caledonianstill"
wrote:



Will an insurer cover fixing something like this? It does not seem to be
storm damage just the general age and wear on the pipe (50 years old).

No, normal ageing is not covered.



Surely damage to other things caused by wear and tear is covered? For
example, if sewage from a worn out drain flows onto the carpets they would
be covered right?


The damage to the carpet isn't wear and tear. IIRC, most
policies have a bit somewhere about maintaining the property
- so if the damage is caused as a result of failing to
adequately maintain the property, they could refuse to pay
out. If the damage was caused over a long period, rather
than a one-off incident - then it would be hard to say it
was as a result of an accident rather than neglect.

OTOH, I have been amazed by how understanding some insurance
assessors can be - I had a pipe come apart (solvent weld
plastic and the plumber had apparently missed one joint) and
yet they agreed to cover the damage. The joint had held
together for at least a decade and only fell apart when we
had guests that used their shower, rather than their bath.

--

Sue