On 23 Aug 2004 21:35:18 GMT, Charlie Self wrote:
Tim Daneliuk writes:

b) The actual "average income" was far less than $22K for
the past 45 years.

The less you put in, the less you get out, something you refuse to include in
your calculations. I know a couple people on SS who are drawing about $1300 a
month. I know one helluva lot more drawing well under a grand, down as low as
about $650.

I know a couple people drawing from social security who never paid in
a dime. How does _that_ change the equations?