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Jonathan Kamens
 
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Default MA: Is mortgage lender required to record release?

(v) writes:
Now THERE'S an interesting way to waste money on transactional
costs....


My last two refinancings have both been no points, no closing
costs, with a lower interest rate than I'd had before.

Alas, it looks like those days are probably over for a while,
but there was certainly a good chunk of time in the last few
years when consumers could repeatedly refinance at no cost to
them and get a lower rate each time.