In message , NY writes
I do have a sneaking suspicion that some of my bond numbers were not
entered into the draw or else were paying out to someone else, for that
large amount of capital to return *such* a small amount.

I've had some for the best part of 60 years and never had a farthing in
prize money. NS&I assure me that the numbers are registered, so clearly
the random element of the draw is working :-(

Adrian
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