DerbyDad03 writes:
On Sunday, May 9, 2021 at 4:43:18 PM UTC-4, dpb wrote:

In the current interest climate, there's essentially no "stable bucket"
that even makes the current (relatively) low inflation rate so you're
losing ground in purchasing power besides.


That is not true. There are indeed bond funds that are still making
more than inflation. If you look hard enough or have a financial
advisor that knows where to look, there is still money that can be
made in bonds. Managed products, not index funds.

Even Municipal Bonds. My collection thereof returned slightly over 4%
last year. Tax free.

If you're not confortable buying them individually, use a muni bond
fund (e.g. ABTHX).