On 28-Jul-2003, wrote:

Poor people imitating rich people ... yum yum yummy. This is the
exact mindset that keeps the foreclosure business humming.

That's where the "dream" in the American Dream comes from. My advise is, if
you are willing to work hard and be patient you can have it for real. If you
learn how to fill out a credit application you can have it until reality
catches up with you. If you want to get an idea if it's worth the effort,
try it the easy way, lose it all and start over. If you're sure it's worth
the effort do it the right way the first time.