Bob Muir wrote:
Check out number 12 he
http://www.bankrate.com/brm/news/cre...hs-reports.asp

Check out the statue at http://www.ftc.gov/os/statutes/fcra.htm
specifically at 605 and tell me where they get to place information back
on for more than 7 years without a prior judgement, or reaffirmation of
the debt, or the specific exemptions listed?