Fredxx wrote
Rod Speed wrote
Fredxx wrote
Rod Speed wrote
Brian Gaff (Sofa) wrote

One of the main issues about any on line financial services is proving
who you are. Increasingly complicated and often inaccessible ways to
prove you are a human and indeed the account holder

Bull**** with the best fingerprint and
facial recognition on your phone.

Some of us use desktops.

I do too but net banking is much better done on the
phone for that reason and brian has a very decent
iphone which has the best fingerprint id around.

Both of those techniques have weaknesses.

Not with the best implementations they don’t.

Try changing your fingerprint after this:

Don't need to, no fingerprint or facial data ever
leaves the phone, the phone just tells the app
that your fingerprint or face does match the
data that never ever leaves the phone and
isnt even available to someone who steals
the phone or finds it either. All the phone
ever does is say that the current fingerprint
or face matches the very securely stored
internal data. No one, not even the phone
manufacturer ever gets to see it.

https://www.theguardian.com/technolo...-defence-firms

You've missed the point that when you biometric data is compromised facial
and fingerprints are no longer secure, and tricky to get new credentials.

You missed the point that that cant be compromised
with the best smartphones which never let your
biometric data out of the phone, even if the phone has
been stolen or has been left behind outside the home.

And which wipes the entire phone when the thief or
finder has failed to unlock the phone after a small
number of tries, because its so easy to train it for
your fingerprint or face if you need to do that again.

make the use so onerous that its easier over the telephone quite
often.

Bull****.

I have to use my phone to get a number to log into my account on a
desktop.

You should be doing your banking on a very secure phone.

While it will be quicker than making a call if I'm wearing a headset I
could still get on with things around me.

You can get on much easier with the best phones.

And don’t try running some line about the cost of them,
there are plenty of very secure decently priced phones
that arent anything like the latest models.

I like big multi-monitors that have all the information at my fingertips
in view at the same time.

So do I but have enough of a clue to do the net
banking on my vastly more secure smartphone.

A 5"x3" screen doesn't quite hack it.

Bull**** it doesn’t when doing net banking transactions.

I also record my calls, so I need a rooted phone after Google closed the
recording facility on new phones. So another potential security weakness
kindly created by Google.

Anyone with even half a clue doesn’t use such
a grossly insecure system for net banking.