On Saturday, August 8, 2020 at 6:01:04 PM UTC-4, wrote:
On Sat, 8 Aug 2020 12:20:09 -0700 (PDT), Cindy Hamilton
wrote:

On Saturday, August 8, 2020 at 1:37:45 PM UTC-4, wrote:
On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton
wrote:

On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote:
On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed"
wrote:



wrote in message
.. .
On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed"
wrote:



wrote in message
...
On Wed, 5 Aug 2020 14:17:36 -0400, Peter
wrote:

On 8/5/2020 12:50 PM, wrote:
On Wed, 05 Aug 2020 05:03:33 -0400, micky
wrote:

In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT), Cindy
Hamilton wrote:


Connected to what? Apart from its use as a timepiece, my phone
mainly services the two-factor authentication required by my
employer's network. I don't use it for e-mail and if it rings
once a week it's a miracle.

Cindy Hamilton

Smartl phones are really good for depositing checks to the bank.
Now
I
don't have to be afraid the guard will shoot me by mistake.

You must really have an off brand bank if you don't drive by a branch
every time you are out and the ATM is really easy to use if the Covid
has the lobby closed. I assume if I internet banked I could drop a
check on my scanner and deposit it tho. The reality is I only cash
about a dozen checks a year and most come quarterly (dividends).
Four trips a year to the bank is not a burden

Make it real easy for yourself; have your dividends ACH deposited to
your checking account. No more worries about the check getting lost or
stolen in the mail. No misplacing/losing it at home. No more needing
to make a trip to an ATM or the bank. And, you have access to your
money sooner.
Since they might sit in the drawer for a month I doubt I really care
how soon I have access to the money. I don't float with my mouth so
close to being underwater.
I like seeing the checks and sometimes I just give them to my wife.
She likes that.

You folks act like I make a special trip to the ATM,
I drive by it 3 or 4 times a week.

Still makes more sense to have it show up in the
checking account completely automatically, dinosaur.

Most of my dividends go to the brokerage account
but I still have some shares I am holding personally.
Those are the ones I get checks for.

Still makes more sense to have those show up in the
checking account completely automatically, dinosaur.

Maybe I am not sure where I want it.

Trivial to move it once it shows up.

Like I said, sometime I give them to my wife.

Trivial to move it once it shows up.

Not really, without writing another check.

With online banking, I can transfer money from any one
of my bank accounts to any other. Another check is
not required.

Cindy Hamilton

Between banks? We have 5 plus a brokerage account. I can't even move
money from my bank to my brokerage account electronically since Dodd
Frank and they are the essentially same people. DF built a wall
between them. (two web sites that do not talk directly with each
other).

Our financial situation is much simpler. One bank, one credit union,
a checking and savings account in each. I was planning to close the
bank accounts about the time the lockdown started and just go with
the credit union.

Cindy Hamilton

I just evolved into this situation but it is what it is. I don't mind
having several banks. Call it diversification. It is handy traveling
tho. I can find a free ATM just about anywhere.

As I said, my situation is much simpler. I haven't been out of
Michigan since 2016 and I have been on a plane since 1997.

Cindy Hamilton