DIYbanter - View Single Post - Annoying tic-toc clock.

Rod Speed

wrote in message
...
On Sat, 08 Aug 2020 15:18:19 -0500, Jim Joyce
wrote:

On Sat, 08 Aug 2020 13:36:35 -0400, wrote:

On Sat, 8 Aug 2020 03:34:24 -0700 (PDT), Cindy Hamilton
wrote:

On Friday, August 7, 2020 at 7:13:17 PM UTC-4, wrote:
On Sat, 8 Aug 2020 04:46:30 +1000, "Rod Speed"
wrote:

wrote in message
.. .
On Fri, 7 Aug 2020 04:22:47 +1000, "Rod Speed"
wrote:

wrote in message
...
On Wed, 5 Aug 2020 14:17:36 -0400, Peter
wrote:

On 8/5/2020 12:50 PM, wrote:
On Wed, 05 Aug 2020 05:03:33 -0400, micky

wrote:

In alt.home.repair, on Tue, 4 Aug 2020 03:58:41 -0700 (PDT),
Cindy
Hamilton wrote:

Connected to what? Apart from its use as a timepiece, my
phone
mainly services the two-factor authentication required by my
employer's network. I don't use it for e-mail and if it
rings
once a week it's a miracle.

Cindy Hamilton

Smartl phones are really good for depositing checks to the
bank.
Now
I
don't have to be afraid the guard will shoot me by mistake.

You must really have an off brand bank if you don't drive by a
branch
every time you are out and the ATM is really easy to use if the
Covid
has the lobby closed. I assume if I internet banked I could
drop a
check on my scanner and deposit it tho. The reality is I only
cash
about a dozen checks a year and most come quarterly
(dividends).
Four trips a year to the bank is not a burden

Make it real easy for yourself; have your dividends ACH deposited
to
your checking account. No more worries about the check getting
lost or
stolen in the mail. No misplacing/losing it at home. No more
needing
to make a trip to an ATM or the bank. And, you have access to
your
money sooner.
Since they might sit in the drawer for a month I doubt I really
care
how soon I have access to the money. I don't float with my mouth
so
close to being underwater.
I like seeing the checks and sometimes I just give them to my
wife.
She likes that.

You folks act like I make a special trip to the ATM,
I drive by it 3 or 4 times a week.

Still makes more sense to have it show up in the
checking account completely automatically, dinosaur.

Most of my dividends go to the brokerage account
but I still have some shares I am holding personally.
Those are the ones I get checks for.

Still makes more sense to have those show up in the
checking account completely automatically, dinosaur.

Maybe I am not sure where I want it.

Trivial to move it once it shows up.

Like I said, sometime I give them to my wife.

Trivial to move it once it shows up.

Not really, without writing another check.

With online banking, I can transfer money from any one
of my bank accounts to any other. Another check is
not required.

Exactly what my wife and I do all the time. We have multiple credit union
accounts and multiple brokerage accounts. With a few mouse clicks, we can
move money from any of them to any of them.

Between banks? We have 5 plus a brokerage account. I can't even move
money from my bank to my brokerage account electronically since Dodd
Frank and they are the essentially same people. DF built a wall
between them. (two web sites that do not talk directly with each
other).

Actually, I bet you can do it very easily. You may need someone to show
you
how if you can't figure it out on your own, but you can do it because
virtually every financial institution uses ACH, Automated Clearinghouse,
to
move funds around. There shouldn't be any fees involved, but the transfers
aren't instantaneous. When I initiate a transfer, it doesn't actually
happen until just after midnight.

Ours are now done instantly.

Moving money to Fidelity is a partial exception to the rule above.
When I initiate a transfer to Fidelity, the money shows up there
within a few seconds and is immediately available to use. Later
that night, just after midnight, it gets debited from my CU account.

I don't think you are doing it on your phone.

You'd be wrong, as always.

I can move money around but it usually involves paper.

Because your bank is completely ****ing
hopeless if that's the only way it can be done.

I don't do it much but before D/F I could
do it from my brokerage account. Now I can't.

That's because your bank is completely ****ing hopeless.

It would be the same transaction if I was moving from the bank to it's
sister broker or the broker to my Credit Union from what I understand.

You never do understand.

For the most part it is a non issue. They are separate
pots of money and I don't co mingle them.

No one is talking about co mingling, What is being
discussed is moving money between accounts, stupid.

Same with my other bank accounts. Different
sources of revenue, different disbursements.

You can obviously move money between accounts
with a check and so can electronically too, stupid.