On 02/08/2020 11:41, Farmer Giles wrote:
On 02/08/2020 09:55, Dave Liquorice wrote:
On Sun, 2 Aug 2020 07:31:35 +0100, Farmer Giles wrote:

But there are still free licences aren't there, over 75 and on
pension
credits, 1.5M of them?

Don't pension credits stop when you reach pensionable age?
(Assuming
you haven't accumulated enough before then.)

Pension credits do, ...

What are "pension credits"?

... but Pension Credit is a top-up for those over 60 with no pension or
otherwise on a low-income. That's what the poster meant.

The first eligibilty requirement for pension credit is to be over the
state pension age. Which isÂ* some what variable dependant on your sex
and date of birth as they gradually push it up to 68. With plans to
push it even higher.


If that's the case, it's changed fairly recently then. It was certainly
over sixty a few years back because I claimed it for someone who was
that age.

You're thinking of the automatic NI credits that males over aged 60 get
if they are not paying any NI, for any reason.

These are convenient for someone who was contracted out for many years
but not working after 60. The 5 years of NI credits cancel out 5 years
of contracting out deductions so you get a slightly better state pension.