"but in the end its not really a 'criminal' offense"
my wife used to write up the papers for an attorney who went after
people who passed bad checks. you can go to prison.

xrongor wrote:

yeah, but in the end its not really a 'criminal' offense. you wont be going
to jail. at worst you will pay a small fee, and maybe hurt your credit
rating a little. plus it will take the guy forever to press any civil
charges, and cost him money.

if you want to go this route, its a little better to drain your account so
the check bounces. then it doesnt legally appear so purposeful as stopping
the check. depending on what has happened the last week this may cause some
other check to bounce too, but normally you dont have 3-4 700$ checks
floating. this is also why you need at least two checking accounts. one
for normal use and one for when you feel like you are taking it up the
ass....

but let me tell you a story.
rant on

when you were a little kid, you were threatened with 'this will go down in
your permanant record". as you know by now, it was a lie.

as an adult there is somewhat of an equivelent. your credit rating.
business and banks and the government love to toss the ole 'oh but it will
hurt your credit rating" out there to keep you in line. well im going to
tell you a little secret. dont play this game. screw your credit rating.
nobody is really expected to have 'perfect' credit and the banks have their
own definition of it and guess what, paying all your bills on time isnt
necessarily a perfect rating. insurance companies also use it as an excuse
to jack your rates. its all part of the matrix.

credit rating is just another scare tactic used to keep you in line as a
normal average american peon. plain and simple. the best way to avoid this
is to buy a house. buy it while you're young and while your credit is still
ok. once you've got a little bit of equity in a house, your credit rating
matters very little. you can ALMOST always borrow what you already have.

ok rant off...

randy



"Jim85CJ" wrote in message
ink.net...

If you issue a stop payment on a check then you become the crook...



m Ransley wrote:


How did you pay by ck , stop payment , credit card, call in and dispute
charges. I hope not cash.
Then negotiate. You signed a deal but so what they are crooks. Forget
the bbb